Showing posts with label houses. Show all posts
Showing posts with label houses. Show all posts

Thursday, November 08, 2018

Let justice be done

I don't usually know what your average Spaniard is talking about as they chat with the neighbours, keys in hand outside their house or have a drink after work in the bar. It's easy enough for me to ask real Spanish people real questions but asking for answers isn't the same as knowing what people talk about spontaneously. Of course the traditional media, newspapers, television, radio and the social media probably reflect what's going on in the street but not necessarily so.

There has been one constant in the news for months. Cataluña. Every morning as I do those things that you do in the morning in the bathroom listening to the radio and as I move to the kitchen for my breakfast tea and toast I hear the pundits sounding off about Cataluña. There are lots of other things in and on the news but Cataluña just keeps coming back and back. Maybe they should start to have a section for Cataluña similar to the sports slot or the stock market updates. I have no idea about Cataluña; it's a political quagmire which causes apparently intelligent people to behave like children. I watched a Netflix documentary called Two Catalonias (it  was in a number of languages but the subtitles that held it all together were in Castellano so I suppose that if you watched it in the UK the subs would be in English). Every time someone made a point pro or anti independence the next section would have someone making exactly the opposite point using the same facts or events. I have never seen a documentary like it. I've never heard a debate like it. What seems to be happening is that people choose their viewpoint and then select facts to support that opinion.

But for the past few days Cataluña hasn't got much of a look in. Back in mid October the Supreme Court ruled that a tax on mortgages, called the actos jurídicos documentados, a sort of stamp duty collected by the banks and passed on to the Regional Governments, should be paid by the banks and not by the people taking out the mortgage. The duty varies from region to region; for instance it's twice as high where we live as in Madrid. Looking for an illustrative figure it seems that in Alicante you would pay around  2,250€ on a 150,000€ mortgage. There were lots of arguments about the sums but the loss to the banks was reckoned to be about 5.5 billion euros and it didn't do their share prices any good at all.

The day after the court decision a senior judge provisionally halted the judgement from taking effect and two days after that the top judge in the Supreme Court decided to call all the Supreme Court judges together to decide what to do. In the meantime nobody wanted to sign off on their mortgage and everyone with a mortgage was looking forward to getting money back. The judges meeting, which lasted two days, finished a couple of days ago and their worships decided by 15 votes to 13 to continue the system where the person taking out the mortgage paid the duty and not the banks. The headlines were all along the lines "Banks 15 The People 13" or "The Banks win". The Social Media exploded with indignation and I didn't need to go anywhere other than the supermarket queue to know what the trending topic in the street is today.

Tuesday, June 23, 2015

Fear stalks the land

The stories of huge water bills in Spain are legion. Not for the cost of the water, which is usually very reasonable, but for undiscovered leaks.

Everyone in Spain has a water meter. Leaks on the supply side, before the water meter, are the problem of the supplier but, once past the meter, the problem is yours.

The water supply to our house is not sophiticated. A plastic tube is buried in a shallow trench under the dirt road that passes the house and a spur brings water to our meter. Our supply is no more than a thick plastic hose buried only inches under the garden. When it gets cold we often lose water for a while until the pipes unfreeze. Because of this I check the water meter regularly to make sure that the consumption seems reasonable and normal. The past couple of times the reading has been a bit high. Six or seven cubic metres instead of the usual three or four. I didn't worry too much. We've run the irrigation system on the garden a couple of times and there is a more general use of the hosepipe to water plants here and there. We also use an aljibe, a big rainwater tank, to water the garden but even then a few hundred gallons from the piped supply seemed explicable.

Maggie said to me the other day though that she could hear the sound of water running in the tubes. Sure enough, with an ear pressed to the wall, it was obvious. I checked the meter carefully and it was confirmed; the smallest needle was creeping inexorably round.

All of our pipework is buried under concrete floors and behind ceramic tiles. Unless it was a simple problem with the taps we were going to be smashing tiles and digging up floors. Yesterday the plumber confirmed the worst. It wasn't the tap. We needed to reveal the pipework and the plumber suggested a builder who came and smashed the marble in the shower cubicle, cutting his hand in the process. The leak wasn't in the uncovered pipes.

This was bad. Sleepless night bad. Something else would have to be dug up, maybe the floor of the shower, maybe the tiled floor. The plumber came back today with a man who had a listening device to find the source of the leak. He found it and the plumber has now dug up the floor of our bedroom to reveal the dodgy pipework. He's still in the middle of doing it as I type. He's gone to get specialist soldering kit.

The good news is that he's found it. Even better he found it underneath the first tile he lifted and he's only had to dig up two tiles to gain access. The bad news is that we have no spares for the tiles dug up and whilst it's a common design the chance of getting an exact match are slight. In the walk in shower the destroyed marble is going to be hard to replace too.

Well, said the plumber, at least you won't need a boat now but maybe you'll need a new rug.